NJ Flexi Cap Fund Regular - IDCW
Unrated
NAV as of Oct 16, 2025
13.561.12%
(Earn upto 1.42% Extra Returns with Direct Plan)
Fund Category:
Equity: Flexi Cap
Expense Ratio:
1.96%(1.61% Category
average)Fund Size:
Rs. 2,411.49 Cr(0.34% of Investment in Category)
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NJ Flexi Cap Fund Regular - IDCW
Unrated
NAV as of Oct 16, 2025
13.561.12%
Expense Ratio:
1.96%
Fund Size:
Rs. 2,411.49 Cr
Fund Category:
Equity: Flexi Cap
NJ Flexi Cap Fund Regular - IDCW Fund Key Highlights
1. Current NAV: The Current Net Asset Value of the NJ Flexi Cap Fund - Regular Plan as of Oct 16, 2025 is Rs 13.56 for IDCW option of its Regular plan.
2. Returns: Its trailing returns over different time periods are: -11.43% (1yr) and 14.96% (since launch). Whereas, Category returns for the same time duration are: -1.86% (1yr), 16.73% (3yr) and 19.21% (5yr).
3. Fund Size: The NJ Flexi Cap Fund - Regular Plan currently holds Assets under Management worth of Rs 2402.34 crore as on Aug 31, 2025.
4. Expense ratio: The expense ratio of the fund is 1.96% for Regular plan as on Oct 09, 2025.
5. Exit Load: NJ Flexi Cap Fund - Regular Plan shall attract an Exit Load, "Exit Load for units in excess of 5% of the investment,1% will be charged for redemption within 30 days."
6. Minimum Investment: Minimum investment required is Rs 500 and minimum additional investment is Rs 500. Minimum SIP investment is Rs 100.
1. Current NAV: The Current Net Asset Value of the NJ Flexi Cap Fund - Regular Plan as of Oct 16, 2025 is Rs 13.56 for IDCW option of its Regular plan.
2. Returns: Its trailing returns over different time periods are: -11.43% (1yr) and 14.96% (since launch). Whereas, Category returns for the same time duration are: -1.86% (1yr), 16.73% (3yr) and 19.21% (5yr).
3. Fund Size: The NJ Flexi Cap Fund - Regular Plan currently holds Assets under Management worth of Rs 2402.34 crore as on Aug 31, 2025.
4. Expense ratio: The expense ratio of the fund is 1.96% for Regular plan as on Oct 09, 2025.
5. Exit Load: NJ Flexi Cap Fund - Regular Plan shall attract an Exit Load, "Exit Load for units in excess of 5% of the investment,1% will be charged for redemption within 30 days."
6. Minimum Investment: Minimum investment required is Rs 500 and minimum additional investment is Rs 500. Minimum SIP investment is Rs 100.
NJ Flexi Cap Fund Regular - IDCW Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns -1.67 -0.88 9.35 -10.85 - - Category Avg 0.56 0.63 10.67 -1.46 17.40 19.69 Rank within Category 116 97 78 88 - - No. of funds within Category 117 111 103 96 74 55 - Loading...
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Return Comparison
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NJ Flexi Cap Fund Regular - IDCW Fund Details
Investment Objective - The Scheme is seeks to generate long term capital appreciation by investing in equity and equity related instruments across market capitalizations.
| Fund House | NJ Mutual Fund |
| Launch Date | Sep 05, 2023 |
| Benchmark | NIFTY 500 Total Return Index |
| Return Since Launch | 15.49% |
| Riskometer | Very High |
| Type | Open-ended |
| Risk Grade | - |
| Return Grade | - |
NJ Flexi Cap Fund Regular - IDCW Investment Details
| Minimum Investment (Rs.) | 500.00 |
| Minimum Additional Investment (Rs.) | 500.00 |
| Minimum SIP Investment (Rs.) | 100.00 |
| Minimum Withdrawal (Rs.) | - |
| Exit Load Exit Load for units in excess of 5% of the investment,1% will be charged for redemption within 30 days. | |
Portfolio Allocation
Asset Allocation
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Asset Allocation History
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EquityDebtCash
Sector Allocation
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Market Cap Allocation
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Concentration & Valuation Analysis
| SEP 2025 | AUG 2025 | JUL 2025 | JUN 2025 | MAY 2025 | APR 2025 | |
|---|---|---|---|---|---|---|
| Number of Holdings | 50 | 50 | 50 | 50 | 50 | 50 |
| Top 5 Company Holdings | 27.51% | 27.28% | 27.02% | 26.31% | 26.27% | 25.43% |
| Top 10 Company Holdings | 46.44% | 45.63% | 44.8% | 43.74% | 44.09% | 43.92% |
| Company with Highest Exposure | HDFC AMC (6.89%) | HDFC AMC (6.78%) | HDFC AMC (6.98%) | HDFC AMC (6.33%) | HDFC AMC (6.0%) | HCL Technologies (5.79%) |
| Number of Sectors | 12 | 12 | 12 | 12 | 11 | 12 |
| Top 3 Sector Holdings | 52.19% | 52.46% | 51.59% | 49.79% | 48.37% | 51.25% |
| Top 5 Sector Holdings | 75.35% | 76.2% | 75.73% | 74.73% | 64.33% | 74.55% |
| Sector with Highest Exposure | Automobile (19.12%) | Automobile (18.48%) | Healthcare (18.42%) | Healthcare (17.47%) | Automobile (16.39%) | Healthcare (18.78%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) HDFC AMC Financial 6.89 45.03 128.36 22.73 Bosch Automobile 5.48 42.61 903.58 5.58 Hero Motocorp Automobile 5.17 22.27 251.81 6.94 Coal India Materials 5.0 7.22 53.78 -20.88 HCL Technologies Technology 4.97 23.98 62.56 -18.89 Bajaj Auto Automobile 4.66 33.56 271.91 -9.57 Britannia Industries Consumer Staples 4.01 67.25 91.08 0.69 Eicher Motors Automobile 3.57 40.14 176.41 51.13 Alkem Laboratories Healthcare 3.35 29.02 191.07 -8.28 Torrent Pharmaceuticals Healthcare 3.34 60.64 59.15 4.04
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y NJ Flexi Cap Fund Regular - IDCW 13.56 Unrated 2,411.49 -1.67 -10.85 - - ICICI Prudential Retirement Fund - Pure Equity Plan- IDCW 33.65 1,410.05 1.69 6.25 25.63 28.25 HDFC Focused Fund Regular-IDCW 26.51 23,532.98 1.08 7.94 23.67 29.36 Invesco India Flexi Cap Fund Regular - IDCW 19.58 3,999.72 0.62 2.78 24.13 - ICICI Prudential India Equity FOF-IDCW 23.99 228.68 0.57 1.05 21.85 26.68
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Risk Ratio data not available for this fund
NJ Mutual Fund News
- Which equity mutual funds outperformed their benchmarks in 3 years? Here’s the list
- 10 fund houses with smallest AUM or assets under management
- NJ Mutual Fund launches NJ Flexi Cap Fund. Should you invest?
- Year-End Special: Look forward to launching new products, including a tax saver fund: Rajiv Shastri of NJ AMC.
Fund Manager
- D.P.Dhaval PatelSince Aug 20232 schemes
- V.S.Viral ShahSince May 20242 schemes
Mr. Patel has done IBS from Hyderabad Prior to joining NJ Mutual Fund, he has worked with Axis Mutual Fund, Credit Analysis & Research Ltd.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y NJ Balanced Advantage Fund Regular - IDCW Dynamic Asset Allocation 13.77 3,815.16 -2.75 NJ ELSS Tax Saver Scheme Regular - IDCW ELSS 14.34 Unrated 297.86 -8.84 Mr. Shah has done B.E. and MBA (Finance) Mr. Shah has started his career with NJ Group and has been Principal Officer for PMS segment with NJ Asset Management for more than 10 years.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y NJ Balanced Advantage Fund Regular - IDCW Dynamic Asset Allocation 13.77 3,815.16 -2.75 NJ ELSS Tax Saver Scheme Regular - IDCW ELSS 14.34 Unrated 297.86 -8.84
More NJ Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund Regular - Growth | 3,792.50 | 1.77 | 3.29 | 9.60 | -5.15 | 11.94 | |
| NJ Flexi Cap Fund Regular - Growth | 2,356.83 | 2.40 | 4.20 | 13.83 | -14.62 | - | |
| NJ Overnight Fund Regular - Growth | 311.88 | 0.44 | 1.31 | 2.79 | 6.02 | 6.29 | |
| NJ ELSS Tax Saver Scheme Regular - Growth | 291.15 | -0.82 | 1.91 | 13.52 | -10.20 | - | |
| NJ Arbitrage Fund Regular - Growth | 269.24 | 0.37 | 1.32 | 2.79 | 5.82 | 6.37 |
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About NJ Flexi Cap Fund Regular - IDCW
1. NJ Flexi Cap Fund - Regular Plan is Open-ended Flexi Cap Equity scheme which belongs to NJ Mutual Fund House.
2. The fund was launched on Sep 05, 2023.
Investment objective & Benchmark
1. The investment objective of the fund is that " The Scheme is seeks to generate long term capital appreciation by investing in equity and equity related instruments across market capitalizations. "
2. It is benchmarked against NIFTY 500 Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 94.93% in equities, 5.08% in debts and -0.01% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 45.63% of the assets, the top 3 sectors constitute around 52.46% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on NJ Flexi Cap Fund Regular - IDCW
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of upto Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
1. NJ Flexi Cap Fund - Regular Plan is Open-ended Flexi Cap Equity scheme which belongs to NJ Mutual Fund House.
2. The fund was launched on Sep 05, 2023.
Investment objective & Benchmark
1. The investment objective of the fund is that " The Scheme is seeks to generate long term capital appreciation by investing in equity and equity related instruments across market capitalizations. "
2. It is benchmarked against NIFTY 500 Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 94.93% in equities, 5.08% in debts and -0.01% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 45.63% of the assets, the top 3 sectors constitute around 52.46% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on NJ Flexi Cap Fund Regular - IDCW
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of upto Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
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FAQs about NJ Flexi Cap Fund Regular - IDCW
- Is it safe to invest in NJ Flexi Cap Fund - Regular Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the NJ Flexi Cap Fund - Regular Plan comes under Very High risk category.
- What is the category of NJ Flexi Cap Fund - Regular Plan?NJ Flexi Cap Fund - Regular Plan belongs to the Equity : Flexi Cap category of funds.
- How Long should I Invest in NJ Flexi Cap Fund - Regular Plan?The suggested investment horizon of investing into NJ Flexi Cap Fund - Regular Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the NJ Flexi Cap Fund - Regular Plan?The NJ Flexi Cap Fund - Regular Plan is managed by Dhaval Patel (Since Aug 15, 2023) and Viral Shah (Since May 01, 2024).
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