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This article was co-authored by Michael R. Lewis. Michael R. Lewis is a retired corporate executive, entrepreneur, and investment advisor in Texas. He has over 40 years of experience in business and finance, including as a Vice President for Blue Cross Blue Shield of Texas. He has a BBA in Industrial Management from the University of Texas at Austin.
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When you're providing funds for an online transaction or filling out form for direct deposit, you'll often be asked for your bank's routing number. That's a nine-digit number provided by the American Banker's Association (ABA) that uniquely identifies the location of you bank account. Fortunately, it's easy to find.
Steps
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Look in the lower left hand corner of the check. That's where routing numbers are located. -
Look for an icon on the check. The icon is a character is from the BankerScriber MICR font.[1] It's unintelligible and is not part of the routing number.Advertisement -
Identify the first nine numbers. All routing numbers are nine numbers. The first nine numbers in the lower, left-hand part of your check after the MICR character is your routing number.- Be sure to exclude any preceding MICR characters when determining your routing number.
- Following your routing number, the next set of numbers, up until the next MICR character, is your account number.
- The number following the MICR character at the end of the account number should match your check number.
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Confirm your routing number by using symbols. The MICR symbols designating your routing number looks like a vertical line on the left, with two squares, one on top of the other, on the right. The numbers between those characters is your routing number. -
Examine the first digit of your routing number. All routing numbers begin with the number 0, 1, 2 or 3.
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Check online for your bank's routing number. Remember, the routing number isn't secure, so it's publicly available. You can often find it online.- Visit your bank's website and look for a link that will provide information about routing numbers. Often, banks have routing number information published online.
- Google your bank's name plus the words "routing number." If you can't find it by looking directly at your bank's website, try Google. You might be surprised at how often you can find something with Google that you can't find easily at a company site.
