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Enjoy free shipping, plus extended free returns and extended price promise through 31 January 2026

Buy now and pay later with PayPal

Pay in 3 offers flexibility to pay over time.

Pay in 3 interest-free payments on qualifying purchases of  £20 - £3000

Pay in 3 is an unregulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See product terms for more detail. 
Learn more
Paypal Pay in 3 instalments

How it works

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No late fees or sign-up fees

Choose to pay in 3 installments
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A decision in seconds

If approved, complete the purchase with Pay in 3
Pay with the app or online

Pay with the PayPal app or online

Easily manage payments with autopay
Secure transactions with PayPal

Checkout securely

Trust PayPal to help keep your transaction secure

Where to find it at checkout

Step 1: Change your payment method

At checkout, select "Change" to modify your saved Payment method. New customers can skip to Step 3
Step 1: Change your payment method
Step 2: Select "Choose a different way to pay"

Step 2: Select “Choose a different way to pay”

Even if you've saved PayPal in your payment methods, you still need to choose a different way to pay.

Step 3: Choose a way to pay

Select "Flexible payments"
Step 3: Choose a way to pay
Step 4: Select PayPal Pay Later

Step 4: Select PayPal Pay Later

Select "Place Order" to be redirected to PayPal to select Pay in 3 and complete your purchase

Microsoft Surface Devices

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Xbox Consoles

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Frequently asked questions

  • PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date. Pay in 3 is an unregulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive.

    For more information go to https://www.paypal.com/uk/webapps/mpp/paypal-payin3/faq

  • If your purchase at Microsoft Store is not completed, you will not be charged.

  • PayPal purchases show up in the Payments section under Payment Options.

  • Microsoft Store’s refund policy applies to purchases, including purchases made using PayPal. Learn more about returning items you bought from Microsoft Store for exchange or refund. If you need to return your physical product after your purchase, and are within the 60-day return policy, you will be refunded just as you would with a regular credit card.

  • Yes, if you request the price adjustment within 60 days of your delivery date, and otherwise meet the terms of the Microsoft Store Price Promise, you’re eligible for a price adjustment. You’ll need to contact Microsoft Store Sales and Support with your order number to receive your adjustment.

  • PayPal Pay Later options cannot be used for gift cards, one-time paid or recurring subscriptions at Microsoft Store.

Why shop from Microsoft Store

Free returns through January 31, 2026

Enjoy free shipping with no minimum purchase. Plus, we'll accept returns on most physical products through 31 January 2026.
See shipping details Learn about returns

Extended Price Promise

Enjoy extended price promise through 31 January 2026. If we drop the price of a physical product, contact us and we'll honor a one-time price adjustment. Exclusions apply.
Learn about price promise

Get it now, pay later

Flexible payment options help you pay how you want, at Microsoft Store.
Learn more

Cash out when you trade in

When you trade in an eligible device, you get cash back and your device is recycled.
Learn more Check your device’s eligibility
Learn about all the benefits of shopping at Microsoft Store
  • Discounts: Supplies limited. Actual savings depends on product availability.
  • Free returns through January 31, 2026: Holiday extended return policy available with eligible physical products purchased between October 1, 2025- December 2, 2025 from Microsoft Store online and Microsoft Experience Centers in select markets. Holiday purchases made during that window can be returned through January 31, 2026. For purchases made outside the window of October 1, 2025 – December 2, 2025, returns are available with eligible physical products purchased from Microsoft Store online and Microsoft Experience Centers in select markets. Return process must be started within 60 days after customer receives the product. Limit 5 product returns per eligible customer purchase. Excludes Surface Hub, HoloLens, and Windows DevKit. Applicable return policy applies. For purchases made at Microsoft Store, see applicable Microsoft Terms of Sale for more information. For purchases made at a Microsoft Experience Center, see receipt for more information. Microsoft reserves the right to modify or discontinue offers at any time
  • Extended Price Promise: Holiday extended price promise valid on purchases of qualifying physical consumer and commercial products purchased from Microsoft Store online and Microsoft Experience Centres in select markets between 1/10/25- 2/12/25. Price adjustment may be requested until 31 January 2026. Customer is eligible only if the product is in stock for purchase at Microsoft Store or a Microsoft Experience Centre. Customer must contact Microsoft to request the adjustment. For purchases from Microsoft Store, contact Microsoft Store Sales and Support with your Microsoft Account information and any other information requested by a representative. For purchases from a Microsoft Experience Centre, you must return to the location with your receipt. Limit 1 price adjustment total per product. Excludes Surface Hub, HoloLens, and Windows DevKit. 
  • Any offers shown are for a limited time while supplies last. See terms.
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