I had $50 in venmo, which I used to purchase groceries, because my bank account is currently negative.

Instead of using the $50 in my bank account, instead, a week later the $50 came out of my bank account, not touching the Venmo balance at all.

So now I have an overdraft fee, effectively meaning I paid 1.5 times for those groceries.

I don’t have “overdraft protection,” I’ve told my bank I don’t want overdrafts to go through, but fuck me for being poor I guess.

  • JackbyDev
    link
    fedilink
    English
    arrow-up
    1
    ·
    7 个月前

    Which is so stupid, because the bank loses their own money and if someone is already running negative they’re probably never gonna really be able to pay it back. But I guess they have countless hours of analysis on this and have run the numbers. Or maybe it’s short sighted. Who knows.