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Establishing an ideal home drive using raspberry pi 4 model B(xfce)with help of nextcloud ( nextcloud.com )

So with almost zero knowledge about next cloud or even cloud services I have embarked on creating such a complex project. The idea is essentially involving a rpi 4 , ups power supply , a pendrive. For everyone I think that limiting gdrive storages are a headache along with that the data may not be secure. So I was thinking of ...