Replace your bank accounts, change your SSN, change employers, and move address. All your data has been compromized. Specifically:
- social security numbers
- medical and mental health records
- bank and credit card information
- tax details
- work histories
- home addresses
Avoid opening new accounts at these banks:
https://git.disroot.org/cyberMonk/liberethos_paradigm/src/branch/master/usa_banks.md
Not that I’m fully versed in such things, but afaik the first and most effective thing you can do is freeze (?) your accounts so that no new ones can be opened. That prevents a lot of big issues.
Might want to open a new bank account first though and divert your paycheck and savings there. You can have multiple bank accounts. Use the existing one for debit or something with smallish amounts of money in it.
It’s much harder to move, change ssn, etc.
Indeed the credit freeze is a simple no-brainer. And it’s not mutually exclusive with any other action. Most people don’t realize credit freezing should be a default way of operating. Particularly in a system where you don’t have control over your data. Banks ToS vaguely say “you agree we can share your data with any credit reporting agency”. They typically don’t even name the credit bureau so you don’t have transparancy or control. Your blunt instrument is the choice to open the bank acct, or not.
The best theoretical option would be to open an asset acct that disallows credit and then does not stick a fucked up credit bureau in the mix. Consumers are not smart enough to demand that and so I don’t believe any bank offers that.
Yes, but it’s not either or. You can make the data stale while also freezing your credit.