Pound notes; YOUR MONEY.

Byline: MELANIE WRIGHT

pounds MAKE sure you follow the right procedure if you're one of the millions of people who believe they have been sold unsuitable payment protection insurance and are in line for a refund after the major banks decided not to challenge a High Court ruling against them. If you think you are been mis-sold PPI, you should complain to the bank or loan provider. If you have not had a response after eight weeks or are unhappy with the answer given, go to the Financial Ombudsman Service.

pounds THREE in ten of us say our finances are so stretched we couldn't make ends meet if our living costs increased by pounds 100 a month. Money supermarket.com said the "affordability tipping point", where the cost of day-today living becomes so high people can no longer stretch their finances any further, has already been reached by a quarter of Britons.

pounds MOST couples living together have no plans to merge their finances, according to a survey by First Direct. The bank found that 58 per cent of couples did not set up a joint account when they moved in while 21 per cent only set up a joint account for bills, keeping their existing current account for their own spending.

pounds PEOPLE who successfully applied for tickets for the 2012 Olympics will have money taken from their account from this week. USwitch.com is warning people to make sure they have enough money to cover the cost so they don't get hit with overdraft fees.

pounds FOUR out of ten people in the UK admit skipping routine visits to the dentist because they cannot afford the cost of a check-up or treatment, according to healthcare provider Simplyhealth. It found that 16 per cent of people used their credit card to pay for treatment over pounds 150 - which could cost them more money in the long term.

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Title Annotation:	Business; Opinion, Columns
Publication:	Sunday Mirror (London, England)
Date:	May 15, 2011
Words:	318
Previous Article:	FOCUS ON HITCHCOCK STORYBOARD; TREASURE HUNTERS.
Next Article:	Q & A; YOUR MONEY.
Topics:	Personal finance