Abstract

This is the concluding chapter of the book. After presenting the complete study in the preceding chapters, analysing the collected data, and validating the hypothesis, it is now time to conclude the analysis by deriving findings from the study and offering recommendations to enhance microcredit delivery in the country through appropriate targeting and necessary policy decisions. This chapter thus presents a list of 19 policy conclusions and goes on to summarize the conclusions. The final section presents some recommendations for poverty alleviation programmes that could be made by the state instead of it just resorting to the solution of microcredit.