Nick Romito | Points Theory
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My Financial Journey
$500K Net Worth Story
$500K Net Worth Story
The honest story of how I went from $50,000 in debt to nearly $500,000 in six years with the actual numbers, the real decisions, and what actually worked.
$55,000 Student Loans Payoff
$55,000 Student Loans Payoff
The honest story of how I paid off $55,000 in student loans in 5 years — the strategy, the math, the COVID pause decision, and crossing the finish line.
Guatemala
Guatemala Travel Guide
Guatemala Travel Guide
The complete Guatemala travel guide — where to go, what it costs, how to get there with points, and why this underrated country deserves to be on your list.
Guatemala Full Costs
Guatemala Full Costs
How much does Guatemala really cost? A full breakdown of my Antigua + Lake Atitlán trip, including lodging, food, transport, and hikes.
Antigua Guide
Antigua Guide
Everything you need to plan your trip to Antigua, Guatemala — what to do, where to eat, where to stay, and how to get there. A real traveler's guide.
Lake Atitlán Guide
Lake Atitlán Guide
Planning a trip to Lake Atitlán? Here's the honest guide — which towns to stay in, where to swim, what to do, and how to get there from Antigua.
Guatemala on Points
Guatemala on Points
I booked a roundtrip flight to Guatemala for just 12,000 points. Here’s a real, step-by-step walkthrough of transferring Amex points to Delta and booking.
Hiking Acatenango
Hiking Acatenango
Everything you need to know about hiking Acatenango in Guatemala — costs, gear, what to expect on the trail, and why both optional hikes are worth every penny. A first-timer's complete guide.
La Casa del Mundo
La Casa del Mundo
My honest La Casa del Mundo review in Lake Atitlán, Guatemala — rooms, shared bathrooms, boat-only access, food prices, WiFi, costs, and what I’d do differently.
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