@WayForwardAU
Aussie charity fighting to end problem debt. đ đ Our service is 100% free.
Find a Way Forward out of problem debt
Find a Way Forward out of problem debt
We're an Australian charity offering free services to help you manage your debt. You can get out of debt with our support. 1300 045 502
Farewell to David Berry, Founding CEO
Farewell to David Berry, Founding CEO
Our latest blog: The emotional toll of debt: Finding financial peace
Our latest blog: The emotional toll of debt: Finding financial peace
Credit card debt
Credit card debt
Financial assistance â how and where to get financial help in Australia
Financial assistance â how and where to get financial help in Australia
This page lists some of the available support services and funding if you live in Australia and need urgent and general financial assistance.
Free weekly / fortnightly budget planner
Free weekly / fortnightly budget planner
Our free budget planner helpsâŻyou understand your current financial situation. Just enter your income & expenses to help you plan your budget.
A debt-free summer: Holiday fun that wonât break the bank
A debt-free summer: Holiday fun that wonât break the bank
Having a debt free Christmas doesnât mean being a grinch, it means looking after yourself and your family
Having a debt free Christmas doesnât mean being a grinch, it means looking after yourself and your family
Steve's story: At one time he had to borrow food to eat
Steve's story: At one time he had to borrow food to eat
The spending habits that are bad for your budget
The spending habits that are bad for your budget
Laura's story: Life on the farm as a working parent and main breadwinner
Laura's story: Life on the farm as a working parent and main breadwinner
Laura and Darrenâs money problems started when Darren fell ill a couple of years ago and could only work on and off. The family was carrying a significant amount of credit card debt and that meant when their income was reduced, at times, to one, their ability to even get close to staying on top [âŚ]
Financial help for private renters
Financial help for private renters
If you canât pay your rent this month, or if youâre already in arrears, there is help available, but you need to act fast.
Tips for tax time: Practical ideas to make the most of your extra funds - Way Forward
Tips for tax time: Practical ideas to make the most of your extra funds - Way Forward
Joseph's story: "I'm 38 years old and feel like the most âimportant purchaseâ is a contingency plan"
Joseph's story: "I'm 38 years old and feel like the most âimportant purchaseâ is a contingency plan"
Josephâs problems started with gambling and impulse buying. âWhen I was young, I started gambling on pokies. I had what they call the âphenomenal first winââbells and whistles go off, and you win dream money for a night. You think thatâs going to happen all the time.â âI was also undiagnosed with ADHD and it [âŚ]
âMy friends and my family joke that money burns a hole in my pocketâ - Way Forward
âMy friends and my family joke that money burns a hole in my pocketâ - Way Forward
Like many people, Sue developed unhealthy online shopping habits during COVID lockdowns. âI racked up about $15,000 in debt using my Westpac credit card, Afterpay and then I discovered Zip Pay. They were my three main debtors. âI knew that it was getting out of control when my repayments were more than I could afford. [âŚ]
Top tips for teaching kids how to manage money
Top tips for teaching kids how to manage money
âWhatever circumstances or your social economic background, asking for help is not a bad thingâ
âWhatever circumstances or your social economic background, asking for help is not a bad thingâ
Face the economic headwinds of 2023 with confidence
Face the economic headwinds of 2023 with confidence
Best gift for Valentineâs Day? Get real about money with your partner
Best gift for Valentineâs Day? Get real about money with your partner
Way Forward calls for laws to improve BNPL consumer protections
Way Forward calls for laws to improve BNPL consumer protections
Kelly's life is improving every day as she recovers from cancer and gets on top of her debts
Kelly's life is improving every day as she recovers from cancer and gets on top of her debts
What does it mean to be in mortgage stress and what can you do about it?
What does it mean to be in mortgage stress and what can you do about it?
Buy now pay later white paper
Buy now pay later white paper
âI am living proof Way Forward works!â
âI am living proof Way Forward works!â
âHad I contacted Way Forward earlier, Iâm confident I would not have ended up in hospitalâ
âHad I contacted Way Forward earlier, Iâm confident I would not have ended up in hospitalâ
How to sort your finances to combat rising living costs
How to sort your finances to combat rising living costs
Sarah's story: $35,000 in debt following marriage breakdown
Sarah's story: $35,000 in debt following marriage breakdown
Mozo: How to overcome financial hardship
Mozo: How to overcome financial hardship
Third Sector: Solving debt together
Third Sector: Solving debt together
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