Creating a plan for the day, the week, the month, and year is great. You get to see where you want to go. You also have more clarity, and know what needs to be done. The issue is too much planning creating unnecessary paralysis. Going into next year, the moment you write down a single goal, do 3 things in real time to move closer towards that goal.

Otherwise penalize yourself by not being able to move forward. In other words, did you complete steps 1 & 2 but miss the third step? Do not pass go and collect 200 dollars. Push yourself to finish what you start all year in 2026. This way you actually make progress instead of simply being a scattered mess with nothing to show for it.