dTRINITY is a DeFi protocol that issues subsidized stablecoins—such as dUSD—and operates its own lending market designed to make on-chain borrowing cheaper while offering enhanced yields to lenders and liquidity providers. It uses yield-bearing stablecoin reserves to maintain a 1:1 peg and redirects the yield as “rebates” to borrowers, effectively lowering their borrowing costs. At the same time, lenders earn competitive interest rates and participation rewards. The protocol launched on the Fraxtal L2 in late 2024 and is expanding to additional networks, with a governance token planned after the TGE to empower community-driven decision-making.