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Open HUF Demat Account

Open Your

HUF Demat Account

100% Online. Pay ₹0 AMC. Save Tax Easily!


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Why Open HUF Demat Account with Us?


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Invest as HUF & Save Taxes

Your HUF account will help you save tax on Investing & Trading

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100% Digital & Pay ₹0 AMC

No paperwork, no branch visit - open account in minutes!

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Family-wide Tax Efficiency

Profits taxed seperately from each family member.

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24x7 Dedicated Support

Our team is always there to help with queries!

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How to Open HUF Demat Account Online?


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Verify Mobile & Email of Karta

Typically takes a minute.

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Upload HUF & Karta Docs

PAN, Aadhaar, & Bank Proof.

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e‑Sign & Start Trading

Get CDSL Beneficiary ID and log in instantly.

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Documents Required for
HUF Demat Account



  • HUF Pan Card
  • Aadhar Card of Karta
  • 6 Months Bank Statement for F&O Trading
  • Individual Pan Card of Karta
  • Address Proof of HUF
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Things to Know About a
HUF Demat Account


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What is a HUF Demat Account?

A HUF Demat Account is a dematerialised securities account opened in the name of a Hindu Undivided Family. Unlike an individual demat, ownership rests with the family as a single tax entity, represented by its Karta. The account holds shares, ETFs, bonds and mutual funds electronically, eliminating paper certificates while unlocking separate tax slabs for family investments.

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How Does a HUF Demat Account Work?

Think of it like a bank account for shares—but operated by the Karta on behalf of all co‑parceners. When the HUF buys securities, they’re credited to the family’s demat. Proceeds from sales are credited to the HUF’s linked bank account. Dhan, as your Depository Participant (DP) with CDSL, handles all electronic debits/credits, corporate actions and pledges, ensuring safe custody and seamless settlement.

Key Takeaway: Assets belong to the HUF-not the individual Karta-so future generations automatically inherit benefits without transfers or re‑registration.

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HUF Demat vs Other Accounts



HUF Demat AccountIndividual Demat AccountHUF Bank Account
PurposeHold securities & corporate actions in the HUF’s name, enabling collective investing and tax optimisation.Hold securities for a single individual.Receive dividends, capital gains & other inflows; pay out investment proceeds.
Functions and Features
  1. One family PAN, multiple co‑parceners
  2. Separate taxation under Sec 161
  3. Succession happens automatically within HUF
  1. Operated by Karta
  2. Required for settlements & margin
  3. Distinct from Karta’s personal account
  1. Personal PAN
  2. Taxable at individual slab
  3. Nominee/succession needed
Role in Financial TransactionsCentral repository for all family investments; simplifies legacy planning.Ideal for solo traders & investors.Cash ledger backing the HUF demat; routes payouts, dividends & IPO refunds.

Benefits of Having a HUF Demat Account


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Paperless, 100 % Online Onboarding

Open, e‑sign and start trading in minutes; no courier or branch visits.

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Family‑wide Tax Efficiency

Profits are taxed separately from members; helps optimise total family liability each financial year.

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Unified Portfolio View

Track equity, ETFs, bonds and mutual funds of the entire family in one dashboard.

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Seamless Succession Planning

Assets automatically continue with surviving co‑parceners; avoids probate & re‑transfers.

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Access to All Market Segments

Invest in equities, apply for IPOs or trade F&O & commodities—under a single HUF login.

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Lower Risk of Physical Loss or Fraud

Dematerialised holdings eliminate theft, forgery & bad deliveries.


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Experience More at
Industry Standard Prices


No hidden charges, ever!

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Be a part of a vibrant community where people live the markets! Engage with like-minded users and request features that you want

Frequently Asked Questions

Questions on your mind? Dont worry we have the answers!


A Hindu Undivided Family or HUF for short can open a demat account to trade & invest in the markets. HUFs are treated as one entity when it comes to taxation, among other financial benefits. This means that all the members of a family can enjoy tax benefits with the demat account for HUF while trading and investing in stocks.

A family that is registered as a HUF, that is, a family that consists of a linearly undivided Hindu family, can open a HUF demat account. The HUF has its own documents like a PAN card and the head of the family, the Karta, is often tasked with managing the HUF's finances.

Below is the list of documents required to open HUF Demat Account in India:

- HUF Pan Card
- Individual Pan Card of Karta
- Aadhar Card of Karta
- HUF Declaration
- Address Proof of HUF (Latest Bank Account Statement)
- 6 Months Bank Account Statement for F&O Activation

In case of any further queries, you can connect on our customer care number 9987761000 or email us at [email protected].

By opening a demat account for HUF, you and your family can unlock various benefits. The first and foremost benefit is the fact that the entire family registered as a HUF is treated as a single entity.
More HUF demat account benefits are as follows:

1. A HUF is treated as a single entity during taxation.
2. Individuals of the HUFs do not have to pay capital gains tax.
3. HUF taxation is similar to individual taxation in terms of tax slabs.

A HUF demat account on Dhan allows you to enter the markets, trade and invest in various financial instruments. Apart from tax benefits, the HUF account will give you access to Dhan's awesome features. Oh, and account opening is free!

For non-individual account holders, the DDPI process is offline and charges for the same are ₹500 + GST.
Yes, simply update the HUF deed and submit via support; no new account needed.
The HUF files a separate ITR; profits are taxed at slab rates applicable to HUFs, independent of members’ personal returns.
At this moment, Mutual Funds are available for individual account holders only. We will evaluate the possibility of offering this for HUF accounts in the future.
Submit succession affidavit & KYC of the new Karta. Account, holdings and history remain intact.

Invest & Trade with a Trading
Platform That's #MadeForTrade

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