DeFiStar.io

Real-time Stablecoin Yields Tracker

Morpho

Active Tracking: 15 Mar 2026, 06:00 UTC
Total Value Locked
$308.9M
Across 2 Networks
Protocol Health
21/100
Avg Safety Score
Top Yield
6.49%
Highest current APY
Active Markets
15
2 pools paying > 5%
Protocol Safety Rating
16.6/68
Emerging

Morpho Protocol Safety Rating

This is the aggregate safety score for Morpho as a protocol — scored by TVL weight (economic security), track record (time in market), chain breadth (multi-network deployment), pool diversity (market activity), yield consistency (stable returns), and utilisation health (borrower demand). It is one component feeding into per-pool safety scores on this protocol.

COMPARE ALL PROTOCOLS
16.6
/68
EMERGING

Network Dominance

Ethereum
86%
Base
14%

Top Opportunities

Asset Chain APY Action
alphaForex Ethereum 6.49% ANALYSE
CSRUSDC Base 5.99% ANALYSE
kUSDC Ethereum 4.84% ANALYSE
hyperUSDCd Ethereum 4.65% ANALYSE
hyperUSDCm Ethereum 4.55% ANALYSE
mwUSDC Base 4.14% ANALYSE
gtusdcf Base 3.77% ANALYSE
gtusdcp Base 3.63% ANALYSE
nuUSDC Ethereum 3.05% ANALYSE
SUHY Base 2.97% ANALYSE
steakUSDC Ethereum 2.74% ANALYSE
hfEURC Ethereum 2.51% ANALYSE
ovusdc Ethereum 2.42% ANALYSE
steakETH Ethereum 1.91% ANALYSE
AVGWETHcon Ethereum 1.81% ANALYSE

Deep Dive Analysis: Morpho

Market Position: Morpho represents a specialised protocol capturing 0.11% of the aggregate market. As of the latest snapshot, it manages a total value locked (TVL) of $308.9 million across 2 distinct blockchain networks.

Yield Performance: Returns are remarkably consistent across markets, suggesting a highly efficient arbitrage marketplace with robust yields averaging 3.70%. Compared to the global stablecoin base rate (typically 3-5%), the top pools here are offering a premium of up to 1.49% above standard inflation.

Security Profile: Current risk metrics indicate a developing security profile (21/100). Users should scrutinise smart contract risks before allocating significant liquidity. It is crucial for investors to monitor the 'Safety Score', which aggregates audit history, time-lock parameters, and historical exploit data.

Chain Distribution: Liquidity is highly concentrated, with the Ethereum network accounting for 86% of all liquidity. This metric highlights where the majority of capital is currently deployed, signaling where the deepest liquidity and lowest slippage can be found.

30-Day Performance Trend

Average APY vs Total Value Locked
Dual-axis: green = daily avg APY (left axis), blue = TVL in $M (right axis). Hover for exact figures.
Over 30 days, the average yield on Morpho has increased by 0.15 percentage points (from 3.98% to 4.14%). Yields have remained broadly stable, indicating a mature and efficient lending market.

Liquidity Structure

TVL by Network
Where is Morpho's capital concentrated?
Ethereum leads with 86.4% of total TVL ($267.0M), hosting 10 of the tracked pools.
Asset Yield Comparison
Average APY by stablecoin asset — bars show yield, dots indicate TVL weight.
Highest average yield: alphaForex at 6.49% APY across 1 pools.

Risk & Methodology Guide

Investing in DeFi protocols like Morpho carries inherent risks. Our analytics engine tracks three critical metrics to help you make informed decisions:

  • TVL (Total Value Locked): A high TVL ($308.9M) generally indicates high user trust and sufficient liquidity for large exits. Low TVL pools often suffer from high slippage.
  • Utilization Rate: We filter out pools with 0% or >100% utilization to ensure the APY data shown above is actionable and not based on display glitches or paused contracts.
  • Safety Score: A proprietary metric (0-100) that penalises protocols for recent hacks, admin key centralization, or lack of verified audits.

Frequently Asked Questions

Is Morpho audited? Most major protocols tracked on DeFiStar have undergone multiple audits. Check the Safety Score (21/100) for a quick risk assessment.
How often is this data updated? Our indexer queries the blockchain every hour to fetch the latest TVL and APY figures for Morpho.
Which network offers the best yields on Morpho? Based on current data, Ethereum hosts the highest concentration of Morpho TVL (86.4%), though yields may be more competitive on emerging Layer 2 networks where liquidity incentives are active.
What does the 30-day yield trend tell me? The 30-day trend chart reveals whether APYs are expanding or compressing over time. Rising yields typically indicate growing borrowing demand relative to available liquidity — an opportunity for lenders. Falling yields suggest capital is flowing in faster than it can be deployed, compressing returns for all participants.

Ready to Deploy?

Morpho is currently tracking 15 active stablecoin pools on DeFiStar. Always verify rates on the official protocol dApp before depositing.

Launch Morpho
Data Analytics by AC | @MooniTooki ID VERIFIED
Passed USBC Govt ID & Sanctions Screening Chief Data Architect and Founder at DeFiStar.io Follow on X
DeFiStar.io Analytics Engine
HOURLY SYNC: ACTIVE
Status: NODE_VERIFIED | Environment integrity confirmed for the 06:00 UTC hourly window. Last data fetch: 06:00 UTC.
Sync Tolerance: <60s Drift Verified | Sampling: 24/24 Snapshot Density | Auth Tag: DFS-260315-0600-bacd | Precision: Informational (Hourly)
Support DeFiStar.io via Citation
Source: DeFiStar.io (2026). "DeFi Yield Analytics". Data Analytics by AC | @MooniTooki. Ref: DFS-260315-0600-bacd. Retrieved 15 Mar 2026, 06:00 UTC

Data Sources: Yields and TVL aggregated via our internal indexer. Disclaimer: Data is for informational purposes only and updated hourly. Past performance is not indicative of future results. Terms of Service apply.

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