Stop Re‑Reviewing the Same Loan

In Mortgage Operations,
Re-Work Is the Work

From CTC to funding to post-close, the same loan is reviewed again and again — because trust doesn’t transfer.

Alpha7X certifies loan data, documents, and compliance once — creating a trusted asset state every stakeholder can rely on.

Faster funding | Fewer exceptions | No redundant reviews

Alpha7X

Recognition

The Same Loan Is Reviewed Again and Again

Every mortgage asset is re-validated — not once, but repeatedly across its lifecycle.

Internally — From CTC to Close to Post-Close

Re-validated in origination
Re-underwritten in credit
Re-tested by quality control
Re-reviewed by capital markets
Re-certified post-close

Externally — Across Counterparties

Re-verified for warehouse funding
Re-certified by custodians
Re-diligence by investors
Re-boarded by servicers

Ecosystem Oversight

Re-tested for regulatory compliance

Not because teams are inefficient — but because trust does not transfer.

Each participant must rebuild certainty before acting.

Internal

Origination Underwriting QC Capital Markets Post-Close

External

Warehouse Custodian Investor Servicer Regulator

Trust resets at every stage.

Operational Impact

Rework Slows Everything Down

Repeated reviews create structural drag across the loan lifecycle:

Funding delays
Certification bottlenecks
Purchase diligence timelines
Boarding friction
Exception backlogs
Capital velocity constraints

The loan progresses.

The work restarts.

Today

Loan Review Funding Review Sale Review Boarding

Certified

Loan Funding Sale Boarding

Funding

Faster

Diligence

Reduced

Boarding

Accelerated

Light Reframe

Why Reviews Repeat

Loan truth is fragmented.

Data lives in disconnected systems
Documents sit outside structured workflows
Guidelines vary by institution and counterparty
Controls execute independently

So every participant must re-establish loan certainty from scratch.

Reviews repeat — even when nothing has changed.

LOAN
LOS
Document Vault
QC Platform
Compliance Engine
Custodian Portal
No shared trust layer.

Data moves. Trust resets.

Category Introduction

Certify Once. Reuse Everywhere.

Alpha7X establishes certified loan truth across:

Data
Documents
Compliance
Eligibility

Instead of re-reviewing evidence, institutions rely on a reusable, trusted loan state.

Reviewed once.

Certified once.

Trusted everywhere.

Business Units + Counterparties

Certified Data Certified Documents Certified Compliance
Alpha7X Certification Layer

Systems, Documents, Data Sources

LOS Doc Vault Compliance

How It Works

Outcome Snapshot

Alpha7X executes institutional and counterparty controls against loan data and documents — producing a certified loan state that can be relied on without re-validation.

Certification travels with the loan — eliminating the need to rebuild trust at every transaction point.

Inputs

Loan Data
Documents
Guidelines

Execution

Controls
Evidence Validation
Exception Resolution

Outputs

Certified Loan State
Eligibility Confirmation
Compliance Certification

Results

What Changes When Loans Are Certified

Inside the Institution

Reduced internal QC burden
Shorter post-close cycles
Faster capital markets execution
Lower operating cost per loan

Across Counterparties

Faster warehouse funding
Accelerated custodian certification
Reduced investor diligence
Faster servicing transfers
Lower repurchase exposure

Operational velocity increases.

Risk exposure declines.

Review Infrastructure

Multiple QC layers
Manual certifications
Repeated validations

Certification Infrastructure

Single execution layer
Certified outputs
Reusable trust

From Review → Certification

Ecosystem

Built for the Full Mortgage Lifecycle

Alpha7X establishes a shared, certified loan state across:

Origination
Warehouse Funding
Custody
Capital Markets
Servicing
Regulatory Oversight

All operating from the same verified loan truth.

Establish trust once.

Make it reusable across every transaction.

Establish Trust Once

Make it reusable across every transaction.

Institution A
Institution B
Institution C

Trust travels with the loan.

Alpha7X

Alpha7X certifies loans once — and makes that trust portable across the mortgage ecosystem. Transforming mortgage operations from review-driven to certification-driven infrastructure.